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Loans Available to Low- and Moderate-Income Families for Home Purchase!

The city of Honolulu is now accepting applications for loans of up to $40,000, which will be awarded on a first-come, first-served basis to qualified households. The loans are provided through $250,000 in Federal HOME funds administered by the Department of Community Services (DCS). 

According to Mayor Kirk Caldwell, “These loans can be the difference between renting and ownership for families across Oahu. With today’s mortgage rates at historic lows, a zero-interest down payment loan through the city can be help families make their dream of homeownership a reality.” 

Interested families must apply through a mortgage lender after being approved for a first mortgage.  To qualify, applicants must provide five-percent of the purchase price as down payment and complete an approved homeownership course.  A home inspection is also required.  There is no cost to apply.  For more information, please call 234-4421.

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