Financial Solutions for Federal Employees with Byron Tucker

Financial Solutions for Federal Employees with Byron Tucker

Financial Solutions for Federal Employees with Byron Tucker

Our guest in this episode is Byron Tucker of American Benefits Exchange. Byron was originally from Ventura, California and currently lives in Austin, Texas. He earned his Bachelor of Science from California State University, Northridge in 1993. He has worked in the mortgage and loan industry since 2005 and is currently an Independent Insurance Agent at American Benefits Exchange, providing financial and insurance solutions to federal, postal and state employees as well as members of the United States Armed Forces.

He talks about his company and how their CEO saw the lack of insurance and retirement plans to federal employees. His company, the core of American Benefits Exchange business is derived from a variety of individually underwritten insurance products. American Benefits Exchange specializes in providing solid financial solutions to Federal, postal and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and expert knowledge to support these niche markets.

 

Who is Byron Tucker?
 
Bryon Tucker is an Independent Insurance Agent at American Benefits Exchange. He was originally from Ventura, California and currently lives in Austin, Texas. He earned his Bachelor of Science from California State University, Northridge in 1993.
 
To reach Byron, you can contact him in the following ways:  
 
Phone: 808-224-6309
5 Home-Selling Myths You Need to Stop Believing Immediately

5 Home-Selling Myths You Need to Stop Believing Immediately

 There are five home-selling myths that you need to stop believing if you’re thinking of putting your home on the market soon.

Want to sell your Hawaii area Home? Get a home value report

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If you’re thinking of putting your home on the market, here are five home-selling misconceptions that you shouldn’t believe:

1. Selling your home on your own is easy. There’s more to selling your home than sticking a “For Sale” sign in your yard. Also, homeowners who try selling their own home tend to overprice it because they’re too emotionally attached to it.

When you hire a professional, they can advise you about what it’s going to take to truly maximize your sale price. 89% of all homes are sold by Realtors, so if you hire a good Realtor, they’ll earn their fee. In the end, it’s not about saving money on commissions, but about making the most amount of money from your home sale. Plus, we Realtors can screen the buyers coming through your house while it’s on the market and make sure they’re pre-approved.

2. Sellers know best what their home is worth. A lot of sellers prefer to price their home based on what they’d like to net from its sale. Ask yourself, though: When you were buying your home, did you ever think about what the seller needed to net from the sale? Of course not—buyers don’t care about that sort of thing.

“89% of all homes are sold by Realtors, so if you hire a good Realtor, they’ll earn their fee.”

3. It’s fine to sell your home as is. The market is shifting, so your home needs to be in perfect condition to attract buyers and sell for top dollar.

4. Your home needs major remodeling before you list it. In reality, there’s no need for an overhaul. You just need to focus on decluttering, depersonalizing, and giving the home a good, deep cleaning.

5. The best time to sell is during the spring. This myth is especially untrue here in Hawaii, where our weather is beautiful year-round. As long as you price your home properly, present it properly, and you have a team of professionals working for you to market it properly, any time of the year is the best time to sell.

As always, if you have any other questions about this or any other real estate topic, don’t hesitate to reach out to us. We’d love to help you.

 

Cupcakes Are the Key to Happiness—Grumps Hate Them

Order Your Cupcakes

 

Today we want to talk to you about cupcakes.

We give away gourmet cupcakes every year around this time. These cupcakes are made from scratch with a delicious cream cheese topping, just in time for the Valentine holiday with your loved one.
 
Your cupcakes will be available for pickup at our office the day before Valentine’s Day, and you can take full credit for the cupcakes. We won’t tell.

Now you’re asking yourself, “How do I get these cupcakes?” Well, if you’re one of our awesome clients, all you have to do is click here and fill in your information.

To sweeten the deal, the first 20 people to post a picture of their cupcakes on Team Lally’s Facebook page or Instagram with the hash tag #teamlally will win a $10 Starbucks gift card! 

If you have any other questions for us, don’t hesitate to reach out. We look forward to seeing you soon! Thanks and aloha!


Coalition for Affordable Hawaii

Coalition for Affordable Hawaii

 

Our guest today is a retired Marine of nearly 30 years. He served as pilot of Marine One under several presidents and was an executive with the state Department of Education. He recently served as the President and CEO of Pacific Historic Pacific Parks, and was the former superintendent, office of school facilities and support services for the Hawaii Dept. of Education. He is also a member of the Affordable Hawaii Coalition and is here today to talk about a proposed constitutional amendment to be voted on in November’s General Election, please welcome our guest today, Ray L’Heureux.

More Information on Hawaii’s Proposed Constitutional Amendment

 

There’s a proposed amendment to the Hawaii constitution that’s up on the ballot next month. Here’s some more information on the measure and its potential impact.

Want to sell your Hawaii area Home? Get a home value report
Want to buy a Hawaii area home? Search all homes for sale


Today we want to talk to you about the Hawaii Constitution, which will be subject to change by voters in the coming general election.

Specifically, the ballot asks, “Shall the legislature be authorized to establish, as provided by law, a surcharge on investment real property to be used to support public education?”

Check out this video from four of our or past Hawaii governors. They have done the research and are suggesting you vote NO.

“Our cost of living is already the highest in the nation.”

Our cost of living is already the highest in the nation. Are we prepared to see it go up even higher? This is not a property tax just on the wealthy. This tax hurts everyone.

Listen to what Ray Le Rue from Affordable Hawaii Coalition had to say on our October 20th radio show starting at 1:24 in the video above.

Here’s another helpful link that includes more details about the proposed constitutional amendment and what it means for you.

If you have any other questions for us in the meantime or any real estate needs that we can assist you with, don’t hesitate to give me a call or send me an email. I look forward to hearing from you soon.Team

If you want to listen to the entire show with Ray L’Heureux, click on this link.

Win A Free Trip To Hawaii

This is not a dream, we are giving away a Hawaii getaway trip!  The lucky winner will receive two round trip tickets to Hawaii and hotel accommodations for free.  There are many ways to enter yourself and raise your chances of winning. This page will be updated weekly.

Rules

  • Must be a licensed agent.
  • Must not reside on Oahu.

Ways to win

Send a referral

Trust your referrals with Hawaii’s #1 Real Estate Team!

Value: 10 tickets

Follow us on Instagram

We’re always posting listings and Team Lally instamoments

Value: 1 ticket 

Like us on Facebook

Weekly postings of listings, market trends, and we vlog.

Value: 1 ticket 

Sign up for our newsletter

Receive more details on how raise your chances of winning a trip to Hawaii.

Value: 3 tickets

Contest ends: January 31, 2019