The 2-1 buydown strategy might be the solution to your home-buying woes.
Are you looking to buy a new home but concerned about the initial mortgage payments? If so, we have a perfect solution for you: the 2-1 buydown strategy.
It’s a loan option that offers lower mortgage payments during the first two years of ownership. In the first year, your interest rate is reduced by 2%, resulting in lower monthly mortgage payments. In the second year, the rate drops by 1%, providing further payment reduction. By taking advantage of this strategy, you’ll have extra cash for closing costs, new furniture, or savings. After the first two years, your mortgage rate will return to its original rate.
If you’re interested in this loan option or need help with your real estate goals, call or email us today. We’re happy to turn your homeownership dreams into a reality.
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